SFX Funded offers three ways to get funded. Each one is designed for a different type of trader. Choosing the right program is the first and most important decision you make.

Here is exactly how the 2-Step Evaluation, the Rapid Challenge, and Instant Funding compare, and which one makes sense for your situation.

The 2-Step Evaluation: For Traders Who Want to Prove Consistency

The 2-Step Evaluation is SFX Funded's traditional challenge. It is designed for traders who want to demonstrate their skill through a structured, two-phase process. You prove you can hit targets and manage risk across two separate phases before accessing your funded account.

Phase 1 requires an 8% profit target with a 4% maximum daily loss and 8% maximum overall drawdown. Phase 2 tightens the profit target to 5% while maintaining the same 4% daily and 8% overall drawdown limits. There are no time limits on either phase. You trade at your own pace.

The 2-Step Evaluation is best for traders who are confident in their strategy and want to demonstrate consistency over a longer period. The two-phase structure verifies that your initial results were not a one-off. If you pass both phases, you have proven that your approach works under different market conditions.

Account sizes start at $7,500 and go up to $180,000, with scaling up to $3.2 million after funding. Profit split starts at 85% and scales to 100%.

The Rapid Challenge: For Traders Who Want to Get Funded Fast

The Rapid Challenge is a single-phase evaluation with a 3% profit target, 3% maximum daily loss, and 4% maximum overall drawdown. It is designed for traders who have a proven track record and want to get funded quickly.

The key difference is the lower barrier to entry. A 3% profit target is achievable in a small number of trades if your strategy is sound. Combined with no time limits and no minimum trading days, you can pass the Rapid Challenge as quickly as your trading allows.

The drawdown limits are tighter, 3% daily and 4% overall, which means you need to manage risk more carefully than in the 2-Step Evaluation. The Rapid Challenge rewards traders who combine a clear edge with disciplined risk management.

This program is ideal for experienced traders who are already profitable and want to access capital without a lengthy evaluation. If you have a strategy that works and you want to start trading funded capital in days rather than weeks, the Rapid Challenge is the right choice.

Instant Funding: For Traders Who Want to Start Earning Immediately

Instant Funding is exactly what it sounds like. No profit target, no evaluation phases, no minimum trading days. You pay the fee and start trading a funded account immediately. The rules are simple: 3% maximum daily loss, 6% maximum overall drawdown, and you keep 85-100% of what you earn.

Because there is no evaluation, you start earning from your first profitable trade. You can request a payout on demand, and the average processing time is under 8 hours. The 48-hour payout guarantee means you get paid on time or SFX Funded pays you an extra $1,000.

Instant Funding is best for traders with a verified track record who do not want to go through an evaluation process. If you have a history of profitability and want immediate access to capital, this is the most direct path. It also works well for traders who want multiple funded accounts to diversify their approaches.

Account sizes range from $5,000 to $400,000, with scaling up to $3.2 million based on performance.

Side-by-Side Comparison

Here is how the three programs stack up on the key metrics.

Profit Target: 2-Step has 8% (Phase 1) and 5% (Phase 2). Rapid has 3%. Instant has none.

Maximum Daily Loss: 2-Step allows 4%. Rapid allows 3%. Instant allows 3%.

Maximum Overall Loss: 2-Step allows 8%. Rapid allows 4%. Instant allows 6%.

Time Limits: None on any program. You trade at your own pace.

Minimum Trading Days: None on any program. Request payouts when you are ready.

Profit Split: 85-100% on all programs.

Rewards: On demand across all programs.

How to Choose

Your choice depends on your experience level and how quickly you want to get funded.

If you are new to prop trading or want to prove your consistency through a structured process, the 2-Step Evaluation gives you room to demonstrate your skills. The 8% and 5% targets are achievable, and the 4% daily loss limit gives you breathing room.

If you have been trading profitably and want to get funded fast, the Rapid Challenge gets you there in as few trades as possible. The 3% target is tight, and so are the drawdown limits, but that rewards precise risk management.

If you have a track record and want to skip the evaluation entirely, Instant Funding puts you in a funded account immediately. No targets, no phases, just capital and the ability to earn from day one.

All three programs offer the same profit split, the same payout speed, and the same scaling opportunity. The only difference is how you get in. Choose the path that fits your trading style.

Ready to pick your program? Start Your Challenge